HOSPITALITY
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SPECIALIST IN THE FOOD & BEVERAGE ARENA
Your products are different. Your customers are different. Your customers rely on you for a positive experience.
You need to manage an expense structure that allows you to focus on providing that experience profitably, but you also rely on that expense structure being protected in the event something unexpected occurs.
TYPES OF CUSTOMERS
Bars & Breweries
Bistros, Cafes & "Upscale Casual"
Cafeteria-Style/Buffets
Take-Out Only Establishments
Coffee Shops
Delicatessens
Sushi
Sub Shops
Diners
Bagel/Donut Shops
Ethnic Restaurants
Family Style Restaurants
Fine Dining
Pizza Shops
Fast Food Restaurants
Fast Casual Restaurants
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MARKETS
APPETITES
NON-AUDITABLE POLICIES
HIGH LIQUOR REVENUE ACCOUNTS ELIGIBLE
LATE NIGHT ACCOUNTS & 24-HOUR ESTABLISHMENTS
DELIVERY SERVICES
TABLE SIDE COOKING
SUSHI & OTHER RAW FOOD RESTAURANTS AND STORES
ON- AND OFF- PREMISE CATERING
PRODUCTS
PACKAGES
Commercial Package Policies
Businessowners Policies (BOPs)
ADDITIONAL COVERAGES
Increased Liquor Liability
Assault & Battery
Equipment breakdown
Spoilage
Data compromise
Identity recovery
COVERAGE
General Liability
Liquor Liability
Property
(including business income and extra expense)
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Commercial Auto
Workers compensation
Crime
Cyber Insurance
Employment Practices Liability Insurance
Excess Liability
Umbrella
Flood